Wineries Insurance

As a winery or vineyard owner, you know there is much more to making fine wines than simply growing grapes.

Viticulture, oenology, equipment management, staffing, marketing and insurance are all integral components of a sophisticated operation. Large or small, the unique risks confronted by vintners require customized insurance solutions. North Bay Insurance Brokers is well-versed in the unique needs of wineries, vineyard owners and vineyard managers and can provide you with the expertise required to meet your needs.

Property coverages:

Covers buildings utilized for processing and warehousing, offices and tasting rooms Scheduled property; including wine products, barrels and equipment:

• Primary coverage for borrowed, rented or leased vineyard equipment
• Theft of miscellaneous tools and equipment on or away from the insured premises
• Building, business personal property and stock
• Business income
• Extra expense
• Equipment breakdown
• Crime
• Inland marine
• Contamination
• Wine leakage
• Wine caves
• Fine arts
• Computers and media

Liability coverages:

• Auto Liability
• Product liability
• Liquor liability
• Chemical drift
• Personal liability for sole proprietors
• General liability
• Liquor liability
• Employment practices liability
• Employee benefit liability
• Product withdrawal expense
• Professional liability
• Internet liability and network protection
• Auto liability
• Umbrella liability